Data may show that the housing markets are in recovery, but a lot of people are still asking: Why buy a home anyway?

The housing bust has created great skepticism about the traditional connection between homeownership and the American dream, a survey commissioned by the MacArthur Foundation has found.

The How Housing Matters Survey, released Wednesday, found that more than three-quarters of Americans believe we are still in the middle of the housing crisis or that the worst is yet to come. When it comes to remedies, two-thirds believe the nation’s policy should be to encourage renting and homeownership equally.

More than 7 in 10 renters aspire to own a home someday, according to the telephone survey of 1,433 adults, conducted between Feb. 27 and March 10.

But it also turned up a solid majority who believe renters can be just as successful as owners in achieving the American dream.

“Many of the positive attributes that have long been associated with homeownership are fading,” said Peter D. Hart of Peter D. Hart Research Associates, which conducted the survey for the MacArthur Foundation.

“And on the flip side of the coin, it is remarkable that nearly half of all homeowners can picture themselves one day becoming a renter.”