Mainers continues to enjoy some of the lowest rates in the country for home and auto insurance.

The National Association of Insurance Commissioners ranks Maine third in the nation for lowest average auto insurance premiums, and 10th for lowest average homeowners premiums. It’s the third year in a row Maine has ranked No. 3 for auto insurance, according to a release from Maine Insurance Superintendent Eric Cioppa.

“The auto insurance market in Maine is healthy and competitive, which contributes to Maine’s consistently low average auto premiums,” said Cioppa. “Maine’s ranking is especially noteworthy given Maine’s coverage requirements, which exceed those in most other states.”

The national association’s database provides the average costs associated with personal automobile insurance and includes state-by-state auto insurance data and analysis for insurance regulators, consumers and lawmakers. The types of auto insurance coverage included in the report are bodily injury and property damage liability, uninsured and underinsured motorist, medical payment, collision and comprehensive.

It also collects data from insurance agents and includes national and state-specific premium and exposure information for homeowners policies, as well as non-commercial dwelling fire insurance policies.

Maine ranked 10th nationally for the lowest average homeowners premiums, as it did in the previous year’s report. It also has the lowest homeowners premiums in New England, according to the release.

More information is available at naic.org.