July 11, 2012

Maine urges review of flood insurance coverage

State Insurance Superintendent Eric Cioppa says relying solely on a standard homeowners' policy may be risky.

The Associated Press

GARDINER — With hurricane season approaching, Maine officials are encouraging homeowners to check their flood insurance policies to make sure they're adequately protected.

Maine's already had a damaging storm this season. On June 24th, localized thunderstorms created heavy rains resulting in flood damage and one death in Piscataquis County.

State Insurance Superintendent Eric Cioppa advises Maine residents to take steps to protect themselves and their property. Cioppa says most homeowners' insurance policies do not cover flood damage and relying solely on a standard policy may be risky.

However, Congress has extended the National Flood Insurance Program for an additional five years. Consumers can obtain more information about flood insurance through the NFIP website, www.floodsmart.gov, or by calling 1-800-427-2419.

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