The Affordable Care Act, also known as Obamacare, prohibited insurers from turning away consumers with pre-existing medical conditions, a practice that was once standard in the industry.

Among the conditions that once commonly made insurers deny coverage, according to a list assembled by the nonprofit Kaiser Family Foundation, were:

• Lupus
• Alcohol abuse/drug abuse with recent treatment
• Mental disorders
• Alzheimer’s/dementia
• Multiple sclerosis
• Arthritis (rheumatoid), fibromyalgia, other inflammatory joint disease
• Muscular dystrophy
• Cancer within some period of time (e.g., 10 years)
• Cerebral palsy
• Severe obesity
• Organ transplant
• Congestive heart failure
• Paraplegia
• Coronary artery/heart disease, bypass surgery
• Paralysis
• Crohn’s disease/ulcerative colitis
• Parkinson’s disease
• Chronic obstructive pulmonary disease (COPD)/emphysema
• Pending surgery or hospitalization
• Diabetes mellitus
• Pneumocystic pneumonia
• Epilepsy
• Pregnancy or expectant parent
• Hemophilia
• Sleep apnea
• Hepatitis C
• Stroke
• Kidney disease, renal failure
• Transsexualism

The American Health Care Act, as the House Republican health care bill is called, does not explicitly eliminate Obamacare’s coverage guarantee.

But the bill would allow states to obtain a waiver from the federal government to eliminate another Obamacare mandate that prohibits insurers from charging people with pre-existing medical conditions more for insurance.

That means that some people with pre-existing medical conditions could see their premiums spike dramatically, if the House-passed bill becomes law.

In other words, a patient with diabetes, heart disease or cancer might still be “guaranteed” coverage, but only if he or she agreed to pay five or 10 times as much for a health plan.

Only subscribers are eligible to post comments. Please subscribe or login first for digital access. Here’s why.

Use the form below to reset your password. When you've submitted your account email, we will send an email with a reset code.