Good credit scores are all about on-time payments and how many different types of open lines of credit you have.
personal finance
Michelle Singletary: Consumers score a major victory in federal transparency fight
The fight over shutting down the CFPB consumer complaint database is over. It’s staying.
Singletary: Here’s how to retire and enrich your life as an entrepreneur
Senior entrepreneurship movement makes sense. People are living longer, and many worry about outliving their savings.
Michelle Singletary: Beware the new Apple cash-back card
Based on past performance, you’ll get more return for your money from the stock market.
Singletary: Don’t let loan forgiveness handcuff you to a job you hate
Have a backup plan when you’re counting on Public Service Loan Forgiveness programs. If you’re in a horrible job situation, it may well be worth giving up the loan forgiveness.
Singletary: Number of 401(k) millionaires reaches new highs
Successful 401(k) contributors keep investing even through market volatility.
Singletary: Use this new tool to spare yourself tax shock
The IRS updated its withholding calculator by launching a user-friendly tool called the Tax Withholding Estimator.
Singletary: Beware. Equifax settlement is spawning scams
There will be many email phishing attempts, telephone calls and probably gift-card scams trying to capitalize on Equifax’s $700 million settlement with the Federal Trade Commission.
Singletary: Here’s what should happen when a company fails to protect data
Avoiding victimization because our personal data has been stolen is a way of life now. So any settlements, such as Equifax’s, ought to go as far as possible to ease our burden.
Michelle Singletary: Got student loan debt? Don’t fall for scams
Unscrupulous companies promise help, but instead of renegotiating payment plans, the scammers pocket fees collected for their bogus services.