April 19, 2013

Another View: Workers' comp insurer could be role model for health coverage

A private mutual health insurance corporation could benefit both workers and employers.


Thank you for your editorial on MEMIC as a successful insurance model ("Our View: Workers' comp history shows that divided government can work," March 24).

As an employer, I can attest to its success. Because it is a mutual company, all of its members benefit -- in healthier workplaces, reduced rates and year-end rebates -- when injury claims decline. It's a simple formula -- the incentives directly correlate to the benefits.

Perhaps our current legislators, divided as they are, could apply this model now to health insurance.

If they were to create a similar state-regulated, private mutual health insurance corporation that could bring down health insurance rates and foster a healthier population -- as has happened in the workers' comp domain -- they'd be celebrated as heroes.

Peter Simmons is a resident of Brunswick.


Were you interviewed for this story? If so, please fill out our accuracy form

Send question/comment to the editors

Further Discussion

Here at PressHerald.com we value our readers and are committed to growing our community by encouraging you to add to the discussion. To ensure conscientious dialogue we have implemented a strict no-bullying policy. To participate, you must follow our Terms of Use.

Questions about the article? Add them below and we’ll try to answer them or do a follow-up post as soon as we can. Technical problems? Email them to us with an exact description of the problem. Make sure to include:
  • Type of computer or mobile device your are using
  • Exact operating system and browser you are viewing the site on (TIP: You can easily determine your operating system here.)