PORTLAND — Assets, savings and loans are up at Maine’s credit unions.

Combined assets increased 3.8 percent to $5.4 billion last year, according to the Maine Credit Union League, which compiled year-end statistics on the 64 credit unions in the state.

Savings increased 4.5 percent to more than $206 million and loans were up 2.3 percent to nearly $83 million. Membership grew 0.7 percent and now stands at 610,720.

John Murphy, president of the Maine Credit Union League, said credit unions in the state have demonstrated their commitment to helping members through difficult times. He said they have offered lower fees, better rates, special programs to help with the high cost of heating and have taken an active role in consumer protection and education efforts.

Murphy said that Maine credit unions have also increased accessibility through ATM locations, a shared branch network and online services.